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Commercial Auto vs. Business Auto: What’s the Difference?
Business Auto and Commercial Auto insurance serve distinct needs based on vehicle type, usage, and risk. Business auto is ideal for standard cars and SUVs used for routine tasks like client meetings, offering affordable protection for low-risk operations. Conversely, commercial auto insurance targets heavy-duty vehicles, fleets, and specialized operations like tow trucks or contractors. It provides higher liability limits and cargo protection to match the complex risks of lar

Shore-Murphy & Associates Insurance
Oct 142 min read


Get Your Home Ready for Fall
A little end-of-summer maintenance can save you money on energy bills and prevent costly repairs as colder weather approaches. Inspect your roof and gutters, seal drafts around windows and doors, and trim overhanging tree branches before fall storms arrive. Finally, use the season to review your homeowners insurance—ensuring recent upgrades, renovations, or new high-value purchases are properly covered before winter sets in.

Shore-Murphy & Associates Insurance
Sep 92 min read


Inland Marine Coverage: One of the Most Misunderstood Types of Insurance
Despite its name, inland marine insurance rarely has anything to do with water. Instead, it covers high-value property that moves from place to place. For businesses like contractors or plumbers, it protects tools, machinery, and equipment on job sites or in transit. For homeowners, it can safeguard items like jewelry or riding mowers with broader protection and lower deductibles than standard policies, filling critical coverage gaps.

Shore-Murphy & Associates Insurance
Aug 123 min read


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