Let’s get one thing straight: your auto insurance policy is only as good as the information you give when it’s written. If someone lives in your house and drives, your insurance company expects to know about them. Period. No loopholes. No “but they mostly drive their work truck.” No “they don’t have their own car.” If they live there and could drive your vehicle, they need to be disclosed. Because when they aren’t… things can go sideways fast.

If you felt the market gut-punch after the latest USDA corn report, you’re not alone. The most recent USDA outlook pegged U.S. corn production near record levels, driven by strong yields and big acreage. Translation? A whole lot of corn is headed for the pipeline — and when supply swells, prices usually shrink. That’s basic economics. But for farmers, it’s more than a headline. It directly affects your cash flow, your marketing plan, and your risk exposure for the coming sea

It’s a common misunderstanding in the insurance world – people hear “rental car coverage” on their auto policy and think, ‘Sweet! Free wheels for my vacation!’ Unfortunately, that’s not how it works.